Virginia bills · 2026 Regular Session
Virginia SB 693
Motor vehicle insurance; unfair discrimination based on individual's consumer credit info., report.
- Introduced
- In committee
- Passed Senate
- Passed House
- To Governor
- Became law
Sponsors
- Emily M. Jordan (Republican)
Cosponsors (1)
- Angelia Williams Graves (Democratic)
Summary
Official abstract published by the Virginia legislature· SUMMARY AS PASSED
Motor vehicle insurance; use of certain factors to establish rates prohibited. Prohibits an insurer from refusing to insure, refusing to continue to insure, or limiting the amount or extent of motor vehicle insurance coverage, or charge an individual a different rate for the same motor vehicle insurance coverage, solely because of such individual's consumer credit information or credit-based insurance score. The bill also directs the State Corporation Commission's Bureau of Insurance to study the use by insurers of an insured's or applicant's consumer credit information or credit-based insurance score in connection with underwriting motor vehicle insurance polices and to submit a report of its findings and recommendations by October 1, 2027.
Text versions
- Introduced
- Commerce and Labor Substitute
- Subcommittee #1 Subcommittee Amendment
- Labor and Commerce Amendment
- House Amendments
- Enrolled
Roll-call votes
State vote data last updated Oct 15, 2026, 4:19 PM.
| Date | Vote | Result | Your legislators |
|---|---|---|---|
| Mar 5, 2026 Senate | Concur House Amendments R | pass | Set your home in Virginia to see |
| Mar 3, 2026 House | H VOTE: | pass | Set your home in Virginia to see |
| Feb 26, 2026 House | Reported from Labor and Commerce with amendment(s) | pass | Set your home in Virginia to see |
| Feb 24, 2026 House | Reconsidered by Labor and Commerce | pass | Set your home in Virginia to see |
| Feb 24, 2026 House | Subcommittee recommends reporting with amendment(s) | pass | Set your home in Virginia to see |
| Feb 19, 2026 House | Tabled in Labor and Commerce | pass | Set your home in Virginia to see |
| Jan 30, 2026 Senate | Passage R | pass | Set your home in Virginia to see |
| Jan 30, 2026 Senate | Passage R | pass | Set your home in Virginia to see |
| Jan 30, 2026 Senate | Reconsider R | pass | Set your home in Virginia to see |
| Jan 28, 2026 Senate | Constitutional reading dispensed R | pass | Set your home in Virginia to see |
| Jan 26, 2026 Senate | Reported from Commerce and Labor with substitute | pass | Set your home in Virginia to see |
Actions
- Apr 13, 2026
Approved by Governor-Chapter 902 (effective 7/1/2026) - Apr 6, 2026 · Senate
Fiscal Impact Statement from State Corporation Commission (SB693) - Mar 14, 2026
Governor's Action Deadline 11:59 p.m., April 13, 2026 - Mar 14, 2026 · Senate
Enrolled Bill communicated to Governor on March 14, 2026 - Mar 12, 2026 · House
Signed by Speaker - Mar 11, 2026 · Senate
Signed by President - Mar 11, 2026 · Senate
Bill text as passed Senate and House (SB693ER) - Mar 11, 2026 · Senate
Enrolled - Mar 5, 2026 · Senate
House Amendments agreed to by Senate (39-Y 0-N 0-A) - Mar 3, 2026 · House
Passed House with amendments (91-Y 7-N 0-A) - Mar 3, 2026 · House
Engrossed by House as amended - Mar 3, 2026 · House
committee amendments agreed to - Mar 3, 2026 · House
Read third time - Mar 2, 2026 · House
Read second time - Feb 26, 2026 · House
Reported from Labor and Commerce with amendment(s) (19-Y 2-N) - Feb 24, 2026 · House
Subcommittee recommends reporting with amendment(s) (7-Y 1-N) - Feb 24, 2026 · House
House subcommittee offered - Feb 24, 2026 · House
Assigned HCL sub: Subcommittee #1 - Feb 24, 2026 · House
Removed from the Table by Labor and Commerce (18-Y 2-N) - Feb 19, 2026 · House
Tabled in Labor and Commerce (14-Y 6-N) - Feb 19, 2026 · Senate
Fiscal Impact Statement from State Corporation Commission (SB693) - Feb 4, 2026 · House
Referred to Committee on Labor and Commerce - Feb 4, 2026 · House
Read first time - Feb 4, 2026 · House
Placed on Calendar - Jan 30, 2026 · Senate
Read third time and passed Senate (36-Y 1-N 1-A) - Jan 30, 2026 · Senate
Reconsideration of passage agreed to by Senate (33-Y 2-N 1-A) - Jan 30, 2026 · Senate
Read third time and passed Senate (33-Y 2-N 1-A) - Jan 29, 2026 · Senate
Engrossed by Senate - committee substitute - Jan 29, 2026 · Senate
Engrossed by Senate (Voice Vote) - Jan 29, 2026 · Senate
Commerce and Labor Substitute agreed to - Jan 29, 2026 · Senate
Read second time - Jan 28, 2026 · Senate
Passed by for the day - Jan 28, 2026 · Senate
Passed by for the day Block Vote (Voice Vote) - Jan 28, 2026 · Senate
Constitutional reading dispensed Block Vote (on 1st reading) (40-Y 0-N 0-A) - Jan 28, 2026 · Senate
Rules suspended - Jan 27, 2026 · Senate
Committee substitute printed 26106231D-S1 - Jan 26, 2026 · Senate
Reported from Commerce and Labor with substitute (11-Y 2-N 2-A) - Jan 26, 2026 · Senate
Senate committee offered - Jan 26, 2026 · Senate
Senate committee offered - Jan 14, 2026 · Senate
Referred to Committee on Commerce and Labor - Jan 14, 2026 · Senate
Prefiled and ordered printed; Offered 01-14-2026 26105327D