Virginia bills · 2026 Regular Session
Virginia HB 808
Insurance; unfair claim settlement practices, modification of loss estimate.
- Introduced
- In committee
- Passed House
- Passed Senate
- To Governor
- Became law
Sponsors
- Dan I. Helmer (Democratic)
Cosponsors (5)
- Stacey Annie Carroll
- May Nivar (Democratic)
- Phil M. Hernandez (Democratic)
- Mark C. Downey
- Nicole Cole (Democratic)
Summary
Official abstract published by the Virginia legislature· SUMMARY AS PASSED
Insurance; unfair claim settlement practices; modification of loss estimate. Prohibits an insurer, when reducing a loss estimate of $3,000 or more, from altering or amending an insurance adjuster's estimate of damages, photographic report data, or narrative report without meeting certain requirements including providing the policyholder with a detailed explanation as to why any change that has the effect of reducing the loss estimate was made.
Text versions
- Introduced
- Subcommittee #1 Subcommittee Amendment
- Labor and Commerce Amendment
- Engrossed
- Commerce and Labor Substitute
- Enrolled
- Chaptered
Roll-call votes
State vote data last updated Oct 14, 2026, 12:15 PM.
| Date | Vote | Result | Your legislators |
|---|---|---|---|
| Mar 12, 2026 House | H VOTE: | pass | Set your home in Virginia to see |
| Mar 11, 2026 Senate | Passage R | pass | Set your home in Virginia to see |
| Mar 10, 2026 Senate | Constitutional reading dispensed (on 2nd reading) | pass | Set your home in Virginia to see |
| Mar 9, 2026 Senate | Reported from Commerce and Labor with substitute | pass | Set your home in Virginia to see |
| Feb 17, 2026 House | H VOTE: | pass | Set your home in Virginia to see |
| Feb 12, 2026 House | Reported from Labor and Commerce with amendment(s) | pass | Set your home in Virginia to see |
| Feb 10, 2026 House | Subcommittee recommends reporting with amendment(s) | pass | Set your home in Virginia to see |
Actions
- Apr 13, 2026
Acts of Assembly Chapter text (CHAP0672) - Apr 13, 2026
Approved by Governor-Chapter 672 (effective 7/1/2026) - Mar 31, 2026
Governor's Action Deadline 11:59 p.m., April 13, 2026 - Mar 31, 2026 · House
Enrolled Bill communicated to Governor on March 31, 2026 - Mar 31, 2026 · House
Signed by Speaker - Mar 30, 2026 · Senate
Signed by President - Mar 30, 2026 · House
Bill text as passed House and Senate (HB808ER) - Mar 30, 2026 · House
Enrolled - Mar 12, 2026 · House
Senate substitute agreed to by House (98-Y 0-N 0-A) - Mar 11, 2026 · Senate
Passed Senate with substitute (33-Y 7-N 0-A) - Mar 11, 2026 · Senate
Engrossed by Senate - committee substitute - Mar 11, 2026 · Senate
Commerce and Labor Substitute agreed to - Mar 11, 2026 · Senate
Read third time - Mar 10, 2026 · Senate
Passed by for the day (Voice Vote) - Mar 10, 2026 · Senate
Constitutional reading dispensed (on 2nd reading) (37-Y 0-N 0-A) - Mar 10, 2026 · Senate
Rules suspended - Mar 9, 2026 · Senate
Committee substitute printed 26109104D-S1 - Mar 9, 2026 · Senate
Reported from Commerce and Labor with substitute (12-Y 3-N) - Mar 9, 2026 · Senate
Senate committee offered - Feb 18, 2026 · Senate
Referred to Committee on Commerce and Labor - Feb 18, 2026 · Senate
Constitutional reading dispensed (on 1st reading) - Feb 17, 2026 · House
Read third time and passed House (97-Y 0-N 0-A) - Feb 16, 2026 · House
Engrossed by House as amended - Feb 16, 2026 · House
committee amendments agreed to - Feb 16, 2026 · House
Read second time - Feb 15, 2026 · House
Read first time - Feb 12, 2026 · House
Reported from Labor and Commerce with amendment(s) (20-Y 0-N) - Feb 10, 2026 · House
House subcommittee offered - Feb 10, 2026 · House
Subcommittee recommends reporting with amendment(s) (8-Y 0-N) - Feb 2, 2026 · House
Fiscal Impact Statement from State Corporation Commission (HB808) - Jan 22, 2026 · House
Assigned HCL sub: Subcommittee #1 - Jan 13, 2026 · House
Referred to Committee on Labor and Commerce - Jan 13, 2026 · House
Prefiled and ordered printed; Offered 01-14-2026 26100346D