Virginia bills · 2026 Regular Session
Virginia HB 1309
Consumer finance companies; additional charges.
- Introduced
- In committee
- Passed House
- Passed Senate
- To Governor
- Became law
Sponsors
- Jason S. Ballard (Republican)
Cosponsors (1)
- Virgil Thornton (Democratic)
Summary
Official abstract published by the Virginia legislature· SUMMARY AS PASSED
Consumer finance companies; additional charges. Provides that, for the purposes of the prohibition on additional charges by consumer finance companies, exceptions to such prohibition include (i) charges for guaranteed asset protection waivers for the protection and benefit of the borrower in connection with any loan and (ii) charges for guaranteed asset protection insurance for the protection and benefit of the borrower in connection with any loan.
Text versions
Roll-call votes
State vote data last updated Oct 15, 2026, 8:04 PM.
| Date | Vote | Result | Your legislators |
|---|---|---|---|
| Mar 5, 2026 Senate | Passage R | pass | Set your home in Virginia to see |
| Mar 4, 2026 Senate | Constitutional reading dispensed (on 2nd reading) | pass | Set your home in Virginia to see |
| Mar 2, 2026 Senate | Reported from Commerce and Labor | pass | Set your home in Virginia to see |
| Feb 17, 2026 House | H VOTE: | pass | Set your home in Virginia to see |
| Feb 12, 2026 House | Reported from Labor and Commerce | pass | Set your home in Virginia to see |
| Feb 10, 2026 House | Subcommittee recommends reporting | pass | Set your home in Virginia to see |
Actions
- Apr 8, 2026
Acts of Assembly Chapter text (CHAP0464) - Apr 8, 2026
Approved by Governor-Chapter 464 (effective 7/1/2026) - Apr 6, 2026 · House
Fiscal Impact Statement from State Corporation Commission (HB1309) - Mar 14, 2026
Governor's Action Deadline 11:59 p.m., April 13, 2026 - Mar 14, 2026 · House
Enrolled Bill communicated to Governor on March 14, 2026 - Mar 12, 2026 · Senate
Signed by President - Mar 12, 2026 · House
Signed by Speaker - Mar 12, 2026 · House
Bill text as passed House and Senate (HB1309ER) - Mar 12, 2026 · House
Enrolled - Mar 5, 2026 · Senate
Passed Senate (39-Y 0-N 0-A) - Mar 5, 2026 · Senate
Read third time - Mar 4, 2026 · Senate
Passed by for the day (Voice Vote) - Mar 4, 2026 · Senate
Constitutional reading dispensed (on 2nd reading) (39-Y 0-N 0-A) - Mar 4, 2026 · Senate
Rules suspended - Mar 2, 2026 · Senate
Reported from Commerce and Labor (12-Y 1-N) - Feb 18, 2026 · Senate
Referred to Committee on Commerce and Labor - Feb 18, 2026 · Senate
Constitutional reading dispensed (on 1st reading) - Feb 17, 2026 · House
Read third time and passed House Block Vote (97-Y 0-N 0-A) - Feb 16, 2026 · House
Read second time and engrossed - Feb 15, 2026 · House
Read first time - Feb 12, 2026 · House
Reported from Labor and Commerce (20-Y 0-N) - Feb 10, 2026 · House
Subcommittee recommends reporting (8-Y 0-N) - Jan 27, 2026 · House
Assigned HCL sub: Subcommittee #1 - Jan 25, 2026 · House
Fiscal Impact Statement from State Corporation Commission (HB1309) - Jan 16, 2026 · House
Referred to Committee on Labor and Commerce - Jan 16, 2026 · House
Presented and ordered printed 26105258D