South Carolina bills · 2025-2026 Regular Session
South Carolina S 780
Consumer Home Loans
- Introduced
- In committee
- Passed Senate
- Passed House
- To Governor
- Became law
Sponsors
- Gambrell (Republican)
Summary
Official abstract published by the South Carolina legislature· description
AN ACT TO AMEND THE SOUTH CAROLINA CODE OF LAWS BY AMENDING SECTION 37-23-20, RELATING TO HIGH-COST AND CONSUMER HOME LOANS DEFINITIONS, SO AS TO PROVIDE THAT THE CONVENTIONAL MORTGAGE RATE MEANS THE AVERAGE PRIME OFFER RATE. - RATIFIED TITLE
Text versions
Roll-call votes
State vote data last updated Oct 15, 2026, 8:06 AM.
| Date | Vote | Result | Your legislators |
|---|---|---|---|
| May 7, 2026 House | Passage of Bill | pass | Set your home in South Carolina to see |
| Feb 18, 2026 Senate | 2nd Reading | pass | Set your home in South Carolina to see |
Actions
- May 27, 2026 · Legislature
Act No. 171 - May 27, 2026 · Legislature
Effective date 05/18/26 - May 18, 2026 · Legislature
Signed By Governor - May 14, 2026 · Legislature
Ratified R 150 - May 8, 2026 · House
Read third time and enrolled - May 7, 2026 · House
Unanimous consent for third reading on next legislative day - May 7, 2026 · House
Roll call Yeas-98 Nays-0 - May 7, 2026 · House
Read second time - May 6, 2026 · House
Debate adjourned - May 5, 2026 · House
Debate adjourned until Wed., 5-6-26 - May 4, 2026 · Legislature
Scrivener's error corrected - Apr 30, 2026 · House
Committee report: Favorable Labor, Commerce and Industry - Feb 25, 2026 · House
Referred to Committee on Labor, Commerce and Industry - Feb 25, 2026 · House
Introduced and read first time - Feb 24, 2026 · Senate
Read third time and sent to House - Feb 18, 2026 · Senate
Roll call Ayes-44 Nays-0 - Feb 18, 2026 · Senate
Read second time - Feb 12, 2026 · Senate
Committee report: Favorable Banking and Insurance - Jan 13, 2026 · Senate
Referred to Committee on Banking and Insurance - Jan 13, 2026 · Senate
Introduced and read first time