Kentucky bills · 2026 Regular Session
Kentucky SB 158
AN ACT relating to products that offer benefits in connection with personal property.
- Introduced
- In committee
- Passed Senate
- Passed House
- To Governor
- Became law
Sponsors
No sponsor recorded.
Summary
Official abstract published by the Kentucky legislature· Summary of Original Version
Create new sections of KRS Chapter 367 to establish regulatory requirements for vehicle financial protection products; establish the purpose of the requirements; define terms; provide that vehicle financial protection products issued before, on, or after the effective date of the Act shall not be considered insurance; establish exemptions from the regulatory requirements; provide that amounts charged or financed for vehicle financial protection products are authorized charges to be stated separately and shall not be considered a finance charge or interest; prohibit conditioning the extension of credit, terms of a loan, or terms of a related vehicle sale or lease from being conditioned on the consumer's payment for a vehicle financial protection product; establish requirements for debt waivers; establish requirements for vehicle value protection agreements; amend KRS 190.100 and create a new section of Subtitle 4 of KRS Chapter 286 to require retail installment contracts and consumer loan companies to comply with the regulatory requirements for vehicle financial protection products; amend KRS 304.1-120 to conform; direct that the Act applies to vehicle financial protection products that become effective on or after January 1, 2027; EFFECTIVE January 1, 2027.
Text versions
Roll-call votes
State vote data last updated Oct 15, 2026, 8:06 AM.
| Date | Vote | Result | Your legislators |
|---|---|---|---|
| Mar 25, 2026 Senate | FINAL PASSAGE OF SB 158 w/ HCS 1, HCA 1 (T) | pass | Set your home in Kentucky to see |
| Mar 24, 2026 Senate | Pass | pass | Set your home in Kentucky to see |
| Feb 12, 2026 Senate | PASS SB 158 | pass | Set your home in Kentucky to see |
Actions
- Apr 3, 2026 · Senate
signed by Governor (Acts Ch. 16) - Mar 25, 2026 · Senate
delivered to Governor - Mar 25, 2026 · House
enrolled, signed by Speaker of the House - Mar 25, 2026 · Senate
enrolled, signed by President of the Senate - Mar 25, 2026 · Senate
passed 38-0 - Mar 25, 2026 · Senate
Senate concurred in Committee Substitute (1) and Committee Amendment (1-title) - Mar 25, 2026 · Senate
posted for passage for concurrence in House Committee Substitute (1) and Committee Amendment (1-title) - Mar 25, 2026 · Senate
taken from Rules - Mar 25, 2026 · Senate
to Rules (S) - Mar 25, 2026 · Senate
received in Senate - Mar 24, 2026 · Senate
3rd reading, passed 92-0 with Committee Substitute (1) and Committee Amendment (1-title) - Mar 20, 2026 · Senate
posted for passage in the Regular Orders of the Day for Tuesday, March 24 2026 - Mar 12, 2026 · Senate
2nd reading, to Rules - Mar 11, 2026 · Senate
reported favorably, 1st reading, to Calendar with Committee Substitute (1) and Committee Amendment (1-title) - Mar 5, 2026 · House
to Banking & Insurance (H) - Feb 13, 2026 · House
to Committee on Committees (H) - Feb 13, 2026 · House
received in House - Feb 12, 2026 · Senate
3rd reading, passed 37-0 - Feb 11, 2026 · Senate
posted for passage in the Regular Orders of the Day for Thursday, February 12 2026 - Feb 11, 2026 · Senate
2nd reading, to Rules - Feb 10, 2026 · Senate
reported favorably, 1st reading, to Calendar - Feb 6, 2026 · Senate
to Banking & Insurance (S) - Feb 3, 2026 · Senate
to Committee on Committees (S) - Feb 3, 2026 · Senate
introduced in Senate