Kentucky bills · 2026 Regular Session
Kentucky SB 157
AN ACT relating to total net income limits on loans secured by a mortgage.
- Introduced
- In committee
- Passed Senate
- Passed House
- To Governor
- Became law
Sponsors
No sponsor recorded.
Summary
Official abstract published by the Kentucky legislature· Summary of Original Version
Amend KRS 286.8-125 to exempt loans for which the total points and fees do not exceed the threshold set forth in 12 C.F.R. sec. 1026.43(e)(3) from total net income limits; make technical amendments; direct that the Act applies to contracts entered into on or after the effective date of the Act.
Text versions
Roll-call votes
State vote data last updated Oct 15, 2026, 8:06 AM.
| Date | Vote | Result | Your legislators |
|---|---|---|---|
| Mar 27, 2026 Senate | Pass | pass | Set your home in Kentucky to see |
| Feb 26, 2026 Senate | PASS SB 157 | pass | Set your home in Kentucky to see |
Actions
- Apr 8, 2026 · Senate
signed by Governor (Acts Ch. 57) - Mar 27, 2026 · Senate
delivered to Governor - Mar 27, 2026 · House
enrolled, signed by Speaker of the House - Mar 27, 2026 · Senate
enrolled, signed by President of the Senate - Mar 27, 2026 · Senate
received in Senate - Mar 27, 2026 · Senate
3rd reading, passed 89-1 - Mar 26, 2026 · Senate
posted for passage in the Regular Orders of the Day for Friday, March 27 2026 - Mar 19, 2026 · Senate
2nd reading, to Rules - Mar 18, 2026 · Senate
reported favorably, 1st reading, to Calendar - Mar 13, 2026 · House
to Banking & Insurance (H) - Feb 26, 2026 · House
to Committee on Committees (H) - Feb 26, 2026 · House
received in House - Feb 26, 2026 · Senate
3rd reading, passed 38-0 - Feb 25, 2026 · Senate
posted for passage in the Regular Orders of the Day for Thursday, February 26 2026 - Feb 25, 2026 · Senate
2nd reading, to Rules - Feb 24, 2026 · Senate
reported favorably, 1st reading, to Calendar - Feb 20, 2026 · Senate
to Banking & Insurance (S) - Feb 3, 2026 · Senate
to Committee on Committees (S) - Feb 3, 2026 · Senate
introduced in Senate