Hawaii HB 849

Clarifies that the terms of a loan must first be sent to unit owners and approved by a majority of unit owners' consent to the loan. Requires a majority of unit owners to vote in favor of or provide written consent to maintenance fee increases before they take effect. Requires a forensic audit of an association's financial records no less frequently than once every three years, with the first forensic audit to be completed by 6/30/2026.