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Florida bills · 2026 Regular Session

Florida HB 381

Office of Financial Regulation

  1. Introduced
  2. In committee
  3. Passed House
  4. Passed Senate
  5. To Governor
  6. Became law

Sponsors

Summary

Official abstract published by the Florida legislature· summary

Office of Financial Regulation; Requires loan originators, mortgage brokers, & mortgage lenders & money services businesses to develop, implement, & maintain comprehensive written information security programs for protection of information systems & nonpublic personal information & to establish written incident response plans; provides requirements for notices of security breaches; revises list of actions by money services businesses which constitute grounds for disciplinary actions & penalties; provides requirements for emergency orders that suspend money services business licenses; provides that debit card transaction shall be treated same as cash transactions & prohibits redemption through credit card transaction; requires financial institutions to take measures to protect & secure certain data that contain personal information; provides requirements for notices of security breaches to office, DLA, certain individuals, & certain credit reporting agencies; revises timeline for mailing of payment for salary & travel expenses of certain field staff; revises requirements for permission to organize credit unions; removes provisions that impose limitations on investments in real estate & equipment for credit unions; revises requirements & factors for approving applications for organizing banks & trust companies; revises requirements for directors of certain banks & trust companies.

Text versions

Roll-call votes

State vote data last updated Oct 15, 2026, 12:03 AM.

DateVoteResultYour legislators
Feb 16, 2026
House
Favorable (Information Technology Budget & Policy Subcommittee)passSet your home in Florida to see
Jan 21, 2026
House
Favorable With Committee Substitute (Insurance & Banking Subcommittee)passSet your home in Florida to see

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