California bills · 2025-2026 Regular Session
California AB 75
Residential property insurance images.
- Introduced
- In committee
- Passed House
- Passed Senate
- To Governor
- Became law
Sponsors
- Calderon (Democratic)
Summary
Official abstract published by the California legislature· summary
Existing law generally regulates classes of insurance, including residential property insurance. Existing law requires an insurer to send various notices to a policyholder at specified intervals.
This bill would require an admitted insurer to notify a residential property insurance policyholder that aerial images may be taken or obtained of the insured property, as specified, unless a claim has been submitted or is pending on the property and the images will be used only for evaluating the claim. The bill would require the insurer to provide the aerial images upon request, as specified, and would require the notice to include instructions regarding how a policyholder may make that request.
This bill would prohibit an admitted insurer from basing a decision to terminate insurance coverage, as defined, on an aerial image taken more than 180 days prior to sending notice of that decision to the policyholder, except as specified. The bill would require an admitted insurer that bases a decision to terminate insurance coverage on an aerial image to provide the policyholder with that aerial image, notice of that decision, and the opportunity to dispute the accuracy of the image, and to verify remediation, before the effective date of the decision to terminate insurance coverage.
This bill would make the above-described provisions operative on July 1, 2026.
Text versions
- 07/01/25 - Amended Senate· Jul 1, 2025
- 05/23/25 - Amended Assembly· May 23, 2025
- 04/22/25 - Amended Assembly· Apr 22, 2025
- 02/11/25 - Amended Assembly· Feb 11, 2025
- 12/16/24 - Introduced· Dec 16, 2024
- AB75
Roll-call votes
State vote data last updated Oct 15, 2026, 8:04 PM.
| Date | Vote | Result | Your legislators |
|---|---|---|---|
| Aug 18, 2025 Senate | Placed on suspense file | pass | Set your home in California to see |
| Jul 15, 2025 Senate | Do pass, but first be re-referred to the Committee on [Appropriations] | pass | Set your home in California to see |
| Jul 9, 2025 Senate | Do pass, but first be re-referred to the Committee on [Judiciary] | pass | Set your home in California to see |
| Jun 3, 2025 House | AB 75 Calderon Assembly Third Reading | pass | Set your home in California to see |
| May 23, 2025 House | Do pass as amended. | pass | Set your home in California to see |
| May 1, 2025 House | Do pass and be re-referred to the Committee on [Appropriations] | pass | Set your home in California to see |
| Apr 2, 2025 House | Do pass and be re-referred to the Committee on [Privacy and Consumer Protection] | pass | Set your home in California to see |
Actions
- Aug 29, 2025 · Senate
In committee: Held under submission. - Aug 18, 2025 · Senate
In committee: Referred to suspense file. - Jul 16, 2025 · Senate
From committee: Do pass and re-refer to Com. on APPR. (Ayes 13. Noes 0.) (July 15). Re-referred to Com. on APPR. - Jul 10, 2025 · Senate
From committee: Do pass and re-refer to Com. on JUD. (Ayes 7. Noes 0.) (July 9). Re-referred to Com. on JUD. - Jul 1, 2025 · Senate
From committee chair, with author's amendments: Amend, and re-refer to committee. Read second time, amended, and re-referred to Com. on INS. - Jun 18, 2025 · Senate
Referred to Coms. on INS. and JUD. - Jun 4, 2025 · Senate
In Senate. Read first time. To Com. on RLS. for assignment. - Jun 3, 2025 · House
Read third time. Passed. Ordered to the Senate. (Ayes 76. Noes 1. Page 2000.) - May 27, 2025 · House
Read second time. Ordered to third reading. - May 23, 2025 · House
Read second time and amended. Ordered returned to second reading. - May 23, 2025 · House
From committee: Amend, and do pass as amended. (Ayes 11. Noes 0.) (May 23). - May 23, 2025 · House
Assembly Rule 63 suspended. (Ayes 51. Noes 16. Page 1644.) - May 14, 2025 · House
In committee: Set, first hearing. Referred to suspense file. - May 1, 2025 · House
From committee: Do pass and re-refer to Com. on APPR. (Ayes 13. Noes 0.) (May 1). Re-referred to Com. on APPR. - Apr 23, 2025 · House
Re-referred to Com. on P. & C.P. - Apr 22, 2025 · House
From committee chair, with author's amendments: Amend, and re-refer to Com. on P. & C.P. Read second time and amended. - Apr 2, 2025 · House
From committee: Do pass and re-refer to Com. on P. & C.P. (Ayes 15. Noes 0.) (April 2). Re-referred to Com. on P. & C.P. - Feb 12, 2025 · House
Re-referred to Com. on INS. - Feb 11, 2025 · House
From committee chair, with author's amendments: Amend, and re-refer to Com. on INS. Read second time and amended. - Feb 3, 2025 · House
Referred to Coms. on INS. and P. & C.P. - Jan 6, 2025 · House
Read first time. - Dec 17, 2024 · House
From printer. May be heard in committee January 16. - Dec 16, 2024 · House
Introduced. To print.