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119th Congress

S. 3889

American Lending Fairness Act of 2026

  1. Introduced
  2. In committee
  3. Passed Senate
  4. Passed House
  5. To President
  6. Became law
Sponsor
Bernie Moreno(R-OH)
Introduced
Feb 12, 2026
Policy area
Finance and Financial Sector
Committees
Senate Committee on Banking, Housing, and Urban Affairs
Official text
Introduced in Senate · Congress.gov page

Cosponsors (1)

Added later (1)

Summary

No Congressional Research Service summary yet. CRS usually publishes one a few weeks after a bill is introduced.

Official title: A bill to restore and clarify the intent of the Federal interest rate exportation parity for State-chartered banks by allowing States to opt out of preemption only with respect to loans made by their own chartered institutions, and for other purposes.

Latest action(Feb 12, 2026): Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Read the official text

Roll-call votes

No recorded votes on this bill.

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