119th Congress
S. 3721
Empowering States' Rights To Protect Consumers Act of 2026
- Introduced
- In committee
- Passed Senate
- Passed House
- To President
- Became law
- Sponsor
- Sheldon Whitehouse(D-RI)
- Introduced
- Jan 29, 2026
- Policy area
- Finance and Financial Sector
- Committees
- Senate Committee on Banking, Housing, and Urban Affairs
- Official text
- Introduced in Senate · Congress.gov page
Cosponsors (3)
Original cosponsors (3)
- Elizabeth Warren (D-MA)
- Jack Reed (D-RI)
- Jeff Merkley (D-OR)
Summary
No Congressional Research Service summary yet. CRS usually publishes one a few weeks after a bill is introduced.
Official title: A bill to amend the Truth in Lending Act to empower the States to set the maximum annual percentage rates applicable to consumer credit transactions, and for other purposes.
Latest action(Jan 29, 2026): Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Roll-call votes
No recorded votes on this bill.
Actions
- Jan 29, 2026 · Senate
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. - Jan 29, 2026
Introduced in Senate