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119th Congress

H.R. 9459

Home Affordability Through Mortgage Simplification Act

  1. Introduced
  2. In committee
  3. Passed House
  4. Passed Senate
  5. To President
  6. Became law
Sponsor
Scott Fitzgerald(R-WI)
Introduced
Jun 25, 2026
Policy area
Housing and Community Development
Committees
House Committee on Financial Services
Official text
Introduced in House · Congress.gov page

Cosponsors (0)

No cosponsors.

Summary

No Congressional Research Service summary yet. CRS usually publishes one a few weeks after a bill is introduced.

Official title: To amend the Truth in Lending Act to modernize disclosure requirements, establish materiality standards and safe harbors for mortgage disclosures, simplify waiting period requirements, expand tolerances for annual percentage rate accuracy, and for other purposes.

Latest action(Jun 25, 2026): Referred to the House Committee on Financial Services.

Read the official text

Roll-call votes

No recorded votes on this bill.

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