119th Congress
H.R. 8141
Fair Credit Reporting Reseller Accuracy Act
- Introduced
- In committee
- Passed House
- Passed Senate
- To President
- Became law
- Sponsor
- Michael Lawler(R-NY)
- Introduced
- Mar 27, 2026
- Policy area
- Finance and Financial Sector
- Committees
- House Committee on Financial Services
- Official text
- Reported in House · Congress.gov page
Cosponsors (3)
Original cosponsors (1)
- Josh Gottheimer (D-NJ)
Added later (2)
- Daniel Meuser (R-PA) · Apr 14, 2026
- Ann Wagner (R-MO) · Apr 29, 2026
Summary
Summary by the Congressional Research Service· describes the “Introduced in House” version
Fair Credit Reporting Reseller Accuracy Act
This bill requires a consumer credit data reseller (a consumer reporting agency that does not maintain a credit database of its own, but assembles and merges a consumer's credit information from other agencies that it provides to a third party) to follow reasonable procedures to ensure the maximum possible accuracy of the credit information it provides.
A reseller may not be held liable under the Fair Credit Reporting Act for the information it provides if the reseller accurately communicates the information obtained from another consumer reporting agency.
Roll-call votes
No recorded votes on this bill.
Actions
- Sep 1, 2026 · House
Placed on the Union Calendar, Calendar No. 689. - Sep 1, 2026 · House
Reported (Amended) by the Committee on Financial Services. H. Rept. 119-789. - Jun 30, 2026
Ordered to be Reported (Amended) by Voice Vote. - Jun 30, 2026
Committee Consideration and Mark-up Session Held - Mar 27, 2026 · House
Referred to the House Committee on Financial Services. - Mar 27, 2026
Introduced in House