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119th Congress

H.R. 7866

American Lending Fairness Act of 2026

  1. Introduced
  2. In committee
  3. Passed House
  4. Passed Senate
  5. To President
  6. Became law
Sponsor
Warren Davidson(R-OH)
Introduced
Mar 9, 2026
Policy area
Finance and Financial Sector
Committees
House Committee on Financial Services
Official text
Introduced in House · Congress.gov page

Cosponsors (7)

Original cosponsors (1)

Added later (6)

Summary

No Congressional Research Service summary yet. CRS usually publishes one a few weeks after a bill is introduced.

Official title: To restore and clarify the intent of the Federal interest rate exportation parity for State-chartered banks by allowing States to opt out of preemption only with respect to loans made by their own chartered institutions, and for other purposes.

Latest action(Sep 16, 2026): Ordered to be Reported (Amended) by the Yeas and Nays: 31 - 18.

Read the official text

Roll-call votes

No recorded votes on this bill.

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