119th Congress
H.R. 4478
TRUST Act of 2025
- Introduced
- In committee
- Passed House
- Passed Senate
- To President
- Became law
- Sponsor
- Tim Moore(R-NC)
- Introduced
- Jul 17, 2025
- Policy area
- Finance and Financial Sector
- Committees
- House Committee on Financial Services; Senate Committee on Banking, Housing, and Urban Affairs
- Official text
- Referred in Senate · Congress.gov page
Cosponsors (1)
Original cosponsors (1)
- Ritchie Torres (D-NY)
Summary
Summary by the Congressional Research Service· describes the “Introduced in House” version
Tailored Regulatory Updates for Supervisory Testing Act of 2025 or the TRUST Act of 2025
This bill permits additional small insured depository institutions that are considered well-capitalized and well-managed (per their most recent examination) to qualify for less frequent examinations conducted by federal financial regulators. Specifically, the bill raises the maximum asset level that qualifies an institution for less frequent examinations from less than $3 billion to less than $6 billion.
Roll-call votes
No recorded votes on this bill.
Actions
- May 13, 2026 · Senate
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. - May 12, 2026 · House
Motion to reconsider laid on the table Agreed to without objection. - May 12, 2026 · House
On motion to suspend the rules and pass the bill Agreed to by voice vote. (text: CR H3358) - May 12, 2026 · House
DEBATE - The House proceeded with forty minutes of debate on H.R. 4478. - May 12, 2026 · House
Considered under suspension of the rules. (consideration: CR H3357-3359) - May 12, 2026 · House
Mr. Hill (AR) moved to suspend the rules and pass the bill. - Sep 8, 2025 · House
Placed on the Union Calendar, Calendar No. 209. - Sep 8, 2025 · House
Reported by the Committee on Financial Services. H. Rept. 119-252. - Jul 23, 2025
Ordered to be Reported by the Yeas and Nays: 48 - 0. - Jul 23, 2025
Committee Consideration and Mark-up Session Held - Jul 22, 2025
Committee Consideration and Mark-up Session Held - Jul 17, 2025 · House
Referred to the House Committee on Financial Services. - Jul 17, 2025
Introduced in House