119th Congress
H.R. 2978
GUARD Act
- Introduced
- In committee
- Passed House
- Passed Senate
- To President
- Became law
- Sponsor
- Zachary Nunn(R-IA)
- Introduced
- Apr 21, 2025
- Policy area
- Crime and Law Enforcement
- Committees
- House Committee on Financial Services; House Committee on the Judiciary
- Official text
- Placed on Calendar Senate · Congress.gov page
Cosponsors (54)
Original cosponsors (2)
- Josh Gottheimer (D-NJ)
- Scott Fitzgerald (R-WI)
Added later (52)
- Troy E. Nehls (R-TX) · Aug 1, 2025
- Jefferson Shreve (R-IN) · Sep 15, 2025
- Barry Moore (R-AL) · Sep 26, 2025
- Daniel Meuser (R-PA) · Sep 26, 2025
- Roger Williams (R-TX) · Sep 26, 2025
- Sarah McBride (D-DE) · Sep 26, 2025
- Laura Gillen (D-NY) · Oct 14, 2025
- Josh Harder (D-CA) · Oct 24, 2025
- Eric Sorensen (D-IL) · Nov 17, 2025
- Julia Brownley (D-CA) · Nov 17, 2025
- Andy Barr (R-KY) · Nov 18, 2025
- Glenn Grothman (R-WI) · Nov 19, 2025
- John W. Mannion (D-NY) · Dec 9, 2025
- Maria Elvira Salazar (R-FL) · Dec 9, 2025
- George Whitesides (D-CA) · Dec 17, 2025
- Thomas R. Suozzi (D-NY) · Dec 17, 2025
- Derek Tran (D-CA) · Dec 18, 2025
- Gabe Vasquez (D-NM) · Dec 18, 2025
- David G. Valadao (R-CA) · Feb 10, 2026
- Robert J. Wittman (R-VA) · Feb 10, 2026
- Jefferson Van Drew (R-NJ) · Feb 20, 2026
- Jahana Hayes (D-CT) · Feb 23, 2026
- Susie Lee (D-NV) · Feb 23, 2026
- Tim Moore (R-NC) · Feb 23, 2026
- Troy Downing (R-MT) · Feb 23, 2026
- Marlin A. Stutzman (R-IN) · Feb 24, 2026
- Thomas P. Tiffany (R-WI) · Feb 24, 2026
- Michael Lawler (R-NY) · Mar 18, 2026
- Adam Smith (D-WA) · Apr 14, 2026
- Jennifer A. Kiggans (R-VA) · Apr 15, 2026
- Tracey Mann (R-KS) · Apr 21, 2026
- Angie Craig (D-MN) · Apr 22, 2026
- Julie Johnson (D-TX) · Apr 22, 2026
- Monica De La Cruz (R-TX) · Apr 23, 2026
- Suhas Subramanyam (D-VA) · Apr 23, 2026
- Ashley Hinson (R-IA) · May 11, 2026
- Julie Fedorchak (R-ND) · May 12, 2026
- Sean Casten (D-IL) · May 12, 2026
- George Latimer (D-NY) · May 13, 2026
- Ken Calvert (R-CA) · May 14, 2026
- Young Kim (R-CA) · May 14, 2026
- August Pfluger (R-TX) · May 19, 2026
- Timothy M. Kennedy (D-NY) · May 19, 2026
- Derek Schmidt (R-KS) · Jun 2, 2026
- Glenn Ivey (D-MD) · Jun 2, 2026
- Gabe Evans (R-CO) · Jun 3, 2026
- Gary J. Palmer (R-AL) · Jun 3, 2026
- Gabe Amo (D-RI) · Jun 4, 2026
- Burgess Owens (R-UT) · Jun 10, 2026
- Brett Guthrie (R-KY) · Sep 3, 2026
- Dave Min (D-CA) · Sep 3, 2026
- Maggie Goodlander (D-NH) · Sep 14, 2026
Summary
Summary by the Congressional Research Service· describes the “Reported to House” version
Guarding Unprotected Aging Retirees from Deception Act of 2026 or the GUARD Act of 2026
This bill allows state, local, and tribal law enforcement agencies and grantees that receive funds from certain law enforcement grant programs to use the funds to investigate general financial fraud, elder financial fraud, and pig butchering. Pig butchering refers to a confidence and investment fraud in which a victim is gradually lured into transferring increasing amounts of money, generally in the form of cryptocurrency, into a fake virtual investment.
The bill allows federal law enforcement agencies to assist state, local, and tribal law enforcement agencies and fusion centers in the use of tracing tools for blockchain and related technology tools.
Finally, the bill requires the Financial Crimes Enforcement Network (FinCEN) to report on efforts to combat general financial fraud, elder financial fraud, pig butchering, and scams, including an evaluation of any legislative recommendations to improve the efforts. The bill also requires FinCEN to report on the state of general financial fraud, elder financial fraud, pig butchering, and scams in the United States, including trends in the crimes.
Roll-call votes
| Date | Vote | Result | Your members |
|---|---|---|---|
| Sep 15, 2026 House #301 | On Motion to Suspend the Rules and Pass, as Amended: GUARD Act | Passed | Set your home to see |
Actions
- Sep 16, 2026 · Senate
Received in the Senate. Read twice. Placed on Senate Legislative Calendar under General Orders. Calendar No. 627. - Sep 15, 2026 · House
Motion to reconsider laid on the table Agreed to without objection. - Sep 15, 2026 · House
On motion to suspend the rules and pass the bill, as amended Agreed to by the Yeas and Nays: (2/3 required): 414 - 7 (Roll no. 301). (text: CR H5602-5603) - Sep 15, 2026 · House
Considered as unfinished business. (consideration: CR H5822) - Sep 14, 2026 · House
At the conclusion of debate, the Yeas and Nays were demanded and ordered. Pursuant to the provisions of clause 8, rule XX, the Chair announced that further proceedings on the motion would be postponed. - Sep 14, 2026 · House
DEBATE - The House proceeded with forty minutes of debate on H.R. 2978. - Sep 14, 2026 · House
Considered under suspension of the rules. (consideration: CR H5602-5605) - Sep 14, 2026 · House
Ms. De La Cruz moved to suspend the rules and pass the bill, as amended. - Jun 24, 2026 · House
Reported (Amended) by the Committee on Financial Services. H. Rept. 119-709, Part I. - May 13, 2026
Ordered to be Reported (Amended) by the Yeas and Nays: 52 - 0. - May 13, 2026
Committee Consideration and Mark-up Session Held - Apr 21, 2025 · House
Referred to the Committee on the Judiciary, and in addition to the Committee on Financial Services, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned. - Apr 21, 2025
Introduced in House