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119th Congress

H.R. 2978

GUARD Act

  1. Introduced
  2. In committee
  3. Passed House
  4. Passed Senate
  5. To President
  6. Became law
Sponsor
Zachary Nunn(R-IA)
Introduced
Apr 21, 2025
Policy area
Crime and Law Enforcement
Committees
House Committee on Financial Services; House Committee on the Judiciary
Official text
Placed on Calendar Senate · Congress.gov page

Cosponsors (54)

Original cosponsors (2)

Added later (52)

Summary

Summary by the Congressional Research Service· describes the “Reported to House” version

Guarding Unprotected Aging Retirees from Deception Act of 2026 or the GUARD Act of 2026 This bill allows state, local, and tribal law enforcement agencies and grantees that receive funds from certain law enforcement grant programs to use the funds to investigate general financial fraud, elder financial fraud, and pig butchering. Pig butchering refers to a confidence and investment fraud in which a victim is gradually lured into transferring increasing amounts of money, generally in the form of cryptocurrency, into a fake virtual investment. The bill allows federal law enforcement agencies to assist state, local, and tribal law enforcement agencies and fusion centers in the use of tracing tools for blockchain and related technology tools. Finally, the bill requires the Financial Crimes Enforcement Network (FinCEN) to report on efforts to combat general financial fraud, elder financial fraud, pig butchering, and scams, including an evaluation of any legislative recommendations to improve the efforts. The bill also requires FinCEN to report on the state of general financial fraud, elder financial fraud, pig butchering, and scams in the United States, including trends in the crimes.

Roll-call votes

DateVoteResultYour members
Sep 15, 2026
House #301
On Motion to Suspend the Rules and Pass, as Amended: GUARD ActPassedSet your home to see

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