119th Congress

H.R. 1900

Bank Failure Prevention Act of 2025

Introduced
In committee
Passed House
Passed Senate
To President
Became law

Sponsor: Andy Barr(R-KY)
Introduced: Mar 6, 2025
Policy area: Finance and Financial Sector
Committees: House Committee on Financial Services
Official text: Reported in House · Congress.gov page

Cosponsors (3)

Original cosponsors (1)

Scott Fitzgerald (R-WI)

Added later (2)

Daniel Meuser (R-PA) · May 8, 2025
Pete Sessions (R-TX) · May 19, 2025

Summary

Summary by the Congressional Research Service· describes the “Introduced in House” version

Bank Failure Prevention Act of 2025 This bill revises the Federal Reserve Board’s review process of merger and acquisition applications for bank holding companies. Specifically, the board must notify the applicant within a certain time period regarding whether the application is complete or if additional information is required. The board must grant or deny such an application no later than 90 days after submission, regardless of whether the application was deemed complete. (Currently, the board must grant or deny an application no later than 90 days after receipt of a complete application.) In addition, the board is prohibited from basing such application determinations on information provided by third parties.

Roll-call votes

No recorded votes on this bill.

Actions

Jun 4, 2025 · House
Placed on the Union Calendar, Calendar No. 101.
Jun 4, 2025 · House
Reported (Amended) by the Committee on Financial Services. H. Rept. 119-132.
May 21, 2025
Ordered to be Reported (Amended) by the Yeas and Nays: 29 - 21.
May 21, 2025
Committee Consideration and Mark-up Session Held
Mar 6, 2025 · House
Referred to the House Committee on Financial Services.
Mar 6, 2025
Introduced in House