119th Congress

H.R. 10325

To increase the mandatory contribution amount of Federal Home Loan Banks to the Affordable Housing Program, and for other purposes.

Introduced
In committee
Passed House
Passed Senate
To President
Became law

Sponsor: Maxine Waters(D-CA)
Introduced: Sep 8, 2026
Policy area: Finance and Financial Sector
Committees: House Committee on Financial Services
Official text: Introduced in House · Congress.gov page

Cosponsors (0)

No cosponsors.

Summary

Summary by the Congressional Research Service· describes the “Introduced in House” version

This bill increases the required contributions of Federal Home Loan Banks to the Affordable Housing Program established by each bank. These programs subsidize interest rates for member banks to finance (1) mortgages for low- and moderate-income individuals; and (2) the purchase, construction, or rehabilitation of affordable rental housing. Specifically, the bill increases the percentage of yearly net income that each Federal Home Loan Bank must contribute to these programs from 10% to 15%.

Roll-call votes

No recorded votes on this bill.

Actions

Sep 16, 2026
Ordered to be Reported Unfavorably (Amended) by the Yeas and Nays: 21 - 28.
Sep 16, 2026
Committee Consideration and Mark-up Session Held
Sep 8, 2026 · House
Referred to the House Committee on Financial Services.
Sep 8, 2026
Introduced in House